Saturday , October 1 2022

Jobs in Mobilink for Relationship Officer-Asset Sale

Website Mobilink

Job Description:

  • Implement the approved sales/service plans to achieve growth objectives of bank by agreeing micro level sales/service delivery plans with BM/RM.
  • Sells products by establishing contact and developing relationships with customers as per defined SOP of the bank.
  • Achievement of Targets/Objectives of sales in assigned areas with best ethics and moral practices by following SOPs

Job Responsibilities:

  • Pre verification of the borrower’s credentials on need basis when required by Credit Management Department (CMD), HO.
  • Visit the Goldsmith on the Bank panel on quarterly basis and submit the report to CMD latest by 6th of the following month.
  • Report regarding the field observations to be submitted to Credit Management Department on monthly basis so as to reach the report 10th of every month.
  • On the time of onboarding goldsmiths on the branch panel, VO to verify his credentials as per the banks policy.
  • Reputation of customer.
  • Ensuring existence of borrower and guarantor & their businesses (economic activity) through verification of home & business addresses etc. and interacting with applicants / guarantors.
  • Ensure prevision/attachment of positive E-CIB report of the borrower with the case.
  • To assess whether borrowers and guarantor know & understand important loan terms, repayment amounts, due date of repayments and guarantee concept and their obligations in case of non-payment.
  • Repayment capacity of the Borrower.
  • To identify any severe nature non-compliance during verifications.
  • Responsible to ensure that before submission of loan application and documents for approval, the case is in compliance with the bank Credit
  • Policy & Procedures and other guidelines circulated from time to time.
  • Submission of all verification MIS/reports as per prescribed format to CMD on monthly basis latest by 5th of the following month.
  • Ensure the loan was utilized for the purpose it was taken off.
  • Responsible to ensure accuracy of data input made in credit MIS from source documents related to cash flow & Loan applications.

Job Requirements:

 

  • Proficient in MS Office
  • Sound communication and interpersonal skills
  • Product and process knowledge
  • Convincing and selling skills
  • Negotiation skills
  • Client Relationship
  • Meeting sales goals
  • Motivation for sale
  • Credit need assessment/client appraisal
  • Collection management

Qualification & Experience:

  • Hold a Bachelor’s degree from a reputable Institution, however MBA will be preferable.
  • Preferably have at least 1 year experience in related field.

Job Details:

Company: Mobilink

Vacancy Type: Full Time

Job Location: Karachi, Sindh

Application Deadline: N/A

Apply Here

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